My ServicesRates, Insurance and Payment Options
G.E.M. Therapeutic Services believes that quality mental health care should feel supportive, transparent, and accessible. Below you’ll find information about session fees, insurance, and payment options to help you make an informed decision about beginning therapy.
Rates
Session fees vary depending on the type and length of service provided.
Initial Intake Rates:
Individual: $165
Couples: $225
Standard Therapy Rates:
Individual Therapy (50 minutes): $135
Couples Therapy (60 minutes): $185
Insurance
G.E.M. Therapeutic Services currently accepts insurance through Alma and Headway platforms. We currently accept:
Aetna
Blue Cross Blue Shield of Massachusetts
Blue Cross Blue Shield of NC
Carelon Behavioral Health
Cigna
Quest Behavioral Health
UnitedHealthcare
And many more…..
Because benefits vary by plan, I encourage clients to contact their insurance provider directly to verify:
Mental health benefits
Copay / coinsurance amounts
Deductible status
Authorization requirements
Payment Options
For your convenience, the following forms of payment are accepted:
Major credit/debit cards
HSA/FSA cards
Electronic payments through the client portal
Payment is due at the time of service unless other arrangements have been made in advance.
Private Pay
Many clients choose to use private pay as it offers greater flexibility, discretion, and autonomy in treatment.
Private pay may be a good fit if you value:
Greater privacy and confidentiality
Flexibility in treatment goals and frequency
Access to services not always covered by insurance
The ability to pursue care without diagnostic limitations required by some insurance plans
Private pay allows therapy to be tailored more fully to your unique needs and goals, rather than being directed by insurance requirements.
**Couples and premarital services are offered on a private-pay basis only**
A limited number of sliding scale appointments may be available based on financial need and current availability. Please feel free to inquire if cost is a concern.
Cancellation Policy
If you need to cancel or reschedule your appointment, please provide at least 48 hours’ notice.
Appointments canceled with less than 48 hours’ notice, or missed appointments, may be subject to a late cancellation/no-show fee equivalent to full session.
Questions About Cost or Coverage?
Choosing a therapist is an important investment in your well-being, and I want the process to feel as clear and supportive as possible. If you have questions about rates, insurance, or payment options, please don’t hesitate to reach out.
I’m happy to help you determine the best option for your needs.